Credit Specialist - Mortgage Broker

  • Australia
  • Sydney
  • Permanent
  • AU$110000 - AU$134400 per annum + super + commission

Join a High-Performing Mortgage Brokerage | Eastern Suburbs | Up to $134,000 incl. super + benefits

The Business

This established and fast-growing mortgage brokerage is recognised as one of Australia’s leading firms, consistently delivering high-quality lending solutions and exceptional client outcomes.

With strong lender partnerships, a growing market presence, and an experienced leadership team, the business continues to expand year on year. Their success is driven by a high-performing internal team and a structured, scalable operating model.


The Opportunity

Due to sustained growth and increasing deal flow, an opportunity has arisen for a Credit Specialist / Credit Analyst to join their high-performing credit function.

This role offers genuine end-to-end exposure across residential lending transactions. You will take ownership of applications from initial credit assessment through to unconditional approval, working on complex scenarios while being supported by a dedicated offshore processing and settlements team.

This structure allows you to focus on high-value credit analysis, loan structuring, and client engagement rather than administrative tasks.


Key Responsibilities

  • Manage residential loan applications from submission through to approval

  • Conduct detailed serviceability assessments and structure lending solutions

  • Analyse client financials including tax returns, income statements and supporting documentation

  • Prepare lending proposals and credit recommendations

  • Liaise with brokers, lenders and internal stakeholders to progress deals efficiently

  • Communicate directly with clients to manage documentation and expectations

  • Maintain accuracy and attention to detail across multiple concurrent applications


The Team

You will join a collaborative, ambitious credit team led by an experienced manager who is focused on mentoring, development and scaling the function.

With strong operational support in place, credit specialists are empowered to focus on technical excellence and delivering outstanding client outcomes.


About You

  • 1+ years’ experience in mortgage lending, credit analysis, loan processing or a similar role

  • Strong understanding of serviceability calculations and loan structuring

  • Confident interpreting financial statements, tax returns and income documentation

  • Strong communication skills with the ability to engage clients professionally

  • Highly organised with excellent attention to detail

  • Motivated, team-oriented and eager to grow within a high-performance environment


What’s On Offer

  • Competitive salary package up to $134,000 including super

  • Performance incentives

  • Clear career progression pathway

  • Strong and consistent deal pipeline

  • High-performing, supportive team culture

  • Eastern Suburbs office location


If you’re looking to step into a role where you can truly own your files, work alongside top-performing brokers, and grow your credit career within a leading brokerage, this opportunity is worth a conversation.

Apply now

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