Credit Assessor
- Credit Assessor
- 12 months fixed term role
- Adelaide Based Position with 2 days WFH per week
You will be responsible for making complex risk-based decisions on loan applications (Home Loans, Personal Loans and credit cards) and providing recommendations to enhance lending processes and credit policy. You will be required to build and maintain relationships with the Lending Teams and provide them with advice and guidance on credit risk, lending, and credit policy to ensure a superior experience is provided to Members and Broker partners.
Responsibilities:
- Review and assess loan applications across home loans, personal loans, and credit cards
- Apply credit policy guidelines to determine creditworthiness and approval amounts
- Collaborate with internal and external stakeholders to ensure high-quality credit decisioning
- Contribute to continuous improvement by participating in post-settlement hindsight reviews
- Support ad-hoc credit-related tasks and initiatives
Qualifications:
- Proven knowledge of retail lending credit assessment (DLA experience highly regarded)
- Strong understanding of home loans, personal loans, and credit cards
- Excellent communication and problem-solving skills with a member-first mindset
- Ability to thrive in a fast-paced, high-volume environment
- Sound analytical and decision-making capabilities
- A collaborative work ethic and resilience under pressure
Apply today or get in touch with Ivan Aureus at 0480 806 152.