Credit Analyst

  • Australia
  • Sydney
  • Permanent
  • super + commission

The Company

My client, an established and rapidly growing mortgage brokerage has built a strong reputation for delivering high-quality lending solutions and exceptional customer service. Consistently ranked among Australia’s leading brokerages, the business continues to experience strong growth driven by market demand, lender partnerships, and a high-performing internal team.

The Opportunity

Due to sustained growth and increased deal flow, an opportunity has opened for a Credit Specialist / Credit Analyst to join a high-performing credit team.

This role offers genuine end-to-end exposure across residential lending transactions, allowing you to take ownership of applications from initial credit assessment through to unconditional approval. You will be supported by a dedicated offshore processing and settlements team, enabling you to focus on higher-value analytical and client-facing responsibilities.

Key Responsibilities

  • Manage loan applications from submission through to approval

  • Conduct serviceability assessments and loan structuring

  • Analyse client financials including income statements, tax returns and supporting documents

  • Prepare lending proposals and credit recommendations

  • Work closely with brokers, lenders and internal stakeholders to progress deals efficiently

  • Communicate with clients throughout the application process and manage documentation requirements

  • Maintain high attention to detail while managing multiple applications

About the Team

You will join a collaborative and supportive credit team led by an experienced leader focused on mentoring and scaling the function. The team is supported by offshore processing and settlements staff, allowing credit specialists to focus on technical analysis and client outcomes.

About You

  • Minimum 2+ years’ experience in mortgage lending, credit analysis, loan processing or a similar role

  • Strong understanding of serviceability calculations and loan structuring

  • Ability to confidently interpret financial statements, tax returns and income documentation

  • Strong communication skills with confidence engaging clients

  • Highly organised with strong attention to detail

  • Motivated, team-oriented and eager to develop within a high-growth environment

What’s On Offer For You

  • Competitive salary + super + performance incentives
  • Clear career development pathway
  • Strong pipeline of deals and consistent workflow
  • High-performing and supportive team culture
  • Eastern Suburbs office location
Apply now

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